Here is a short take on PCI DSS vs PA DSS differences. The first one focuses on securing cardholder information for all entities involved in handling, storing, or transmitting it. It provides a set of comprehensive standards applicable to various actors.
The second one specifically targets payment agents that create applications to process, store, or transmit cardholder data. It outlines security requirements tailored for payment applications, ensuring their security and compliance within the larger framework.
It’s like your security playbook. It ensures the software is safe and trustworthy, meets safety standards, and protects cardholder information from breaches and theft.
If your vendor’s payment application isn’t PA-DSS compliant, it means they might not be following the best security practices to protect your customers’ payment information.
But don’t worry, there are a few things you can do:
It is like getting a seal of approval for payment applications. It’s a way to make sure these apps follow security rules set by those in charge, the Payment Card Industry Security Standards Council. They want to keep credit card info safe, so they make sure payment apps don’t store sensitive details and use strong encryption.
It is meant for third-party payment apps used by businesses to process electronic payments. If a business creates its own payment app, such validation doesn’t apply to them.
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